If the other party files a report with the DMV and claims you were at fault, you could be disadvantaged by not having reported it yourself. If there’s a ticket issued related to the accident (speeding, failure to yield, unsafe lane change, etc.), the police will notify the DMV because any infraction goes on the driver’s record.Įnjuris tip: All parties involved in an accident should make their own report to the DMV. If that happens, it’s your responsibility to ensure the DMV receives a report within its deadline. Even if there is a police report, the police might not file it with the DMV on time. In other words, you only need to pay attention to your state’s reporting requirements if there’s no police report for your accident. An accident that generates a police report is automatically filed with the DMV. There could also be evidence included on a police report that might point to which driver is at fault, and that would be helpful in damage negotiations. It will include the specifics of the accident (date, time, location, etc.) and each driver’s name, address, driver’s license numbers, license plate numbers, and other crucial pieces of information.Įven a minor car accident can leave drivers feeling shaken and not thinking clearly - so you might forget to gather some essential information that you’ll need later. But some states don’t require a report if the damages total less than a certain amount of money, and time limits vary for when reports need to be filed.Ī police report is a good document to have, whether or not you’re using insurance. Every state requires a DMV report for an accident where someone is injured or killed. If you’re thinking of handling the car accident privately (without using either driver’s insurance), you might be tempted to skip reporting to the police altogether. If that happens, it could be up to you to choose to report the accident or not. But there are some instances when the police might not come if the accident is very minor. It’s generally good practice to call local police and wait for them to come to the scene so that they can make an accident report. how do you know what’s what? Does a police report automatically go to the DMV? What if you’re not using insurance? Here’s what you need to know about when and how to report an accident in your state.Įach state has its own set of rules for how, when, and if a car accident is required to be reported. Police reports, insurance claims, DMV reports. Even a minor car accident can mean a lot of paperwork.
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